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Make in Pakistan
You can use an import substitution loan towards capital investments, such as the procurement of machinery or equipment, heavy equipment, construction of new/additional production facilities, research and development financing, which is related to promoting Pakistan’s industrialisation, increasing Pakistani value creation and ultimately substituting imports and having a positive impact on Balance of Payments of Pakistan.

The Benefits
Access to medium-/long-term financing will supplement your cashflow and improve your financial planning. We have a hire risk appetite than commercial banks in various markets and can supplement bank lending capacity.
Financing lets you expand your production capacity, allowing you to grow your national as well as international sales and manage your work-in-progress costs.
Expanding your national production along the value chain will increase your profit margins and competitive advantage. Investing in new / state-of-the art machinery and equipment will boost your productivity, reduce operational expenses, and help you compete for new and larger contracts with both national and global clients.
IN PRACTICE
We’ve simplified the process
- You submit an application for an import substitution loan
You apply to Pak EXIM for an import substitution loan to increase your value addition and boost your production capacity.
- We run a credit check on you
We will assess the application, the eligibility of your financing request as well as your underlying credit risk.
- We will provide you with an import substitution loan
A decision will be made regarding accepting or rejecting the application for an import substitution loan and it will be communicated to you. Following a positive credit decision, Pak EXIM will arrange for the disbursement of the investment loan. Repayment of the investment loan is typically monthly, quarterly or linked to your export cycle.